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American Express Membership Rewards (US)

Membership Rewards points (US) · USA
non-alignedtransferable-bankdynamic chartNone surcharges
Visit program
Baseline value
1.80¢/pt
Surcharges
None
Chart type
dynamic
Transfer targets
10
Sweet spots
0

How it works

The deepest transferable currency in the US, with mostly 1:1 ratios to a broad airline lineup: KrisFlyer, Aeroplan, ANA, BA/Qatar Avios, Virgin Atlantic, Flying Blue, Emirates, Etihad and Delta. It opens nearly every major sweet spot — Qsuite via Avios, ANA business via Virgin/Aeroplan, Singapore Suites via KrisFlyer. ANA transfers run ~2 days; most others are instant.

  • Almost everything is 1:1 — Delta is the exception you rarely want.
  • Best targets: KrisFlyer (Suites), Avios (Qsuite), Virgin Atlantic (ANA), Aeroplan, Flying Blue.
  • ANA transfers take ~2 days; KrisFlyer/Avios/Flying Blue are instant.
  • Stack frequent transfer bonuses (commonly 20–30%) before moving points.

Sweet spots

This is a points currency — its value lives in the airline programs it transfers to below.

Transfer to

Estimates only — award pricing, transfer ratios and surcharges change frequently. Always confirm live pricing and availability with the program before transferring points.