Back to encyclopediaVisit program
UR
Chase Ultimate Rewards
Ultimate Rewards points · USA
non-alignedtransferable-bankdynamic chartNone surcharges
Baseline value
1.90¢/pt
Surcharges
None
Chart type
dynamic
Transfer targets
8
Sweet spots
0
How it works
Chase Ultimate Rewards transfers 1:1 and instantly to a tight, high-value set: United, Aeroplan, KrisFlyer, BA/Qatar Avios, Virgin Atlantic, Flying Blue and Emirates. The United and Aeroplan links make it the strongest Star Alliance bank currency in the US, and it reaches Qsuite via Avios and ANA via Virgin. No fuel surcharges originate from the currency itself.
- United and Aeroplan are the unique pulls — best Star Alliance access of any US bank currency.
- All transfers are 1:1 and instant; never transfer speculatively.
- Use Avios links for Qsuite and short hops; Virgin Atlantic for ANA business.
- Chase rarely runs transfer bonuses — value comes from the partner list, not promos.
Sweet spots
This is a points currency — its value lives in the airline programs it transfers to below.
Transfer to
UA
United MileagePlus
MileagePlus miles
1:1instant
AC
Air Canada Aeroplan
Aeroplan points
1:1instant
SQ
Singapore Airlines KrisFlyer
KrisFlyer miles
1:1instant
BA
British Airways Club
Avios
1:1instant
QR
Qatar Airways Privilege Club
Avios
1:1instant
VS
Virgin Atlantic Flying Club
Virgin Points
1:1instant
AF
Air France-KLM Flying Blue
Flying Blue miles
1:1instant
EK
Emirates Skywards
Skywards Miles
1:1instant
Estimates only — award pricing, transfer ratios and surcharges change frequently. Always confirm live pricing and availability with the program before transferring points.